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0Fiat - The best virtual & physical crypto card alternative. Spend crypto across brands & pay using the 0Fiat browser extension. 0fiat is a checkout agent that lets you pay with stablecoins (USDT/USDC) at almost any online store - even if the store doesn’t accept crypto & at a discount. It connects your wallet directly to the checkout, so there’s no need to convert to fiat or load a crypto card, and no extra payment fees. Just install the browser extension: 1. Shop on your favourite store and go to checkout 2. Click “Pay with Crypto” and select your wallet + stablecoin 3. Approve the transaction The merchant receives local currency without you going through the hassle of off-ramping. Why Use 0fiat? • Instant, secure checkout: select your preferred cryptocurrency and complete payments in seconds. • Card-like convenience, without the card: pay directly from your crypto wallet (no virtual or physical card required) while enjoying the speed and security of a crypto card. • Save more on every purchase: users on 0fiat typically get ~3% better pricing/discounts on average transactions. • Stablecoin support: pay using USDT or USDC across networks including Solana, Tron, and BNB Chain. • Native post-purchase experience: returns, refunds, and cancellations are handled directly by the merchant under their terms and conditions, with no dependency on 0fiat. • Shop locally: purchase from domestic websites and avoid international shipping costs and delays.