https://ababa1326.github.io/reportslow/ · Workflow & Planning
1 item
Know when your credit card statement closes — pay down before the balance reports to the credit bureaus, not after. Your credit card reports whatever balance it shows on the statement CLOSING date — not your due date. Pay by the due date and you avoid interest, but the high balance was already reported to the credit bureaus weeks earlier. Statement Reminder makes the closing date impossible to miss: • Add each card's closing day (just a nickname and a day of the month — never an account number or login) • The toolbar badge counts down the days to your next closing date • Get a notification 3 days before each card closes — enough time for a payment to post Pay your balance down BEFORE the snapshot and your card reports low utilization, which is one of the biggest factors in your credit score. Private by design: no account, no server, no tracking. Everything you enter stays in your browser (synced between your own devices by Chrome itself). Want the full math? The free calculator at https://ababa1326.github.io/reportslow/ tells you exactly how much to pay down to hit your target utilization.
Jun 12, 2026
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